The Best, Safest, And Most Reliable Bitcoin Debit Cards

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best Bitcoin debit cards

Bitcoin is now more than 10 years old.

Though the number of merchants accepting bitcoins is increasing steadily, it is a little difficult for a normal user to quickly spend BTC on goods and services.

If you find a merchant that accepts bitcoins directly, then all is well and good.

If not, then you have to sell your BTCs yourself on an exchange, withdraw the fiat currency back to your bank account, and then spend it.

But with the advent of Bitcoin debit cards, a few of these steps have been eliminated. The card companies do the exchanging part, and you just spend your BTCs freely.

Here are the best Bitcoin debit cards to use in 2020:

  1. cards
  2. Wirex Debit card (5% Cashback)
  3. Cryptopay debit card
  4. Nexo Card (About to launch)
  5. Coinbase Bitcoin debit card
  6. Bitpay debit card
  7. Aximetria

That’s why today we are going to discuss such Bitcoin debit cards services which allow you to spend your bitcoins easily, even if a merchant doesn’t accept bitcoins.

Best Bitcoin Debit card: One with value for money

1. MCO Visa card (Metal visa card)

MCO Visa card by is perhaps one after sought card by almost all crypto users. MCO Visa cards are metal cards and come in different variants.

The MCO Visa card is available in U.S.A., Singapore, and a few other countries. They also have an altcoin called MCO that you can use along with your card to enjoy the benefits such as:

  • Free Netflix account
  • Free Spotify subscription
  • More cashback on each spent
  • Cashback on Airbnb and Expedia bookings

The features of this card are designed for modern users like you and me and let’s have a look at some of the features of MCO Visa cards.

The steel card adds elegance to this popular Bitcoin debit card.

Note: MCO token is available on Binance and Okex.

2. Wirex Bitcoin Debit Card

Wirex Bitcoin Debit Card

Wirex, which was previously known as E-coin issues, is a popular Bitcoin debit card. It is available in both virtual and physical forms and is delivered free of cost to you for now. [Limited time offer]

Wirex Bitcoin Debit Card
Supported CurrencyUSD, EUR, GBP
Has An AppYes
Physical CardYes
Virtual CardYes
Card TypeVISA

Plus it provides 0.5% crypto cashback whenever you do in-store purchases. Also, it’s a debit card. Not pre-paid debit card. You also get an account number and sort code (just like a traditional bank) so you spend the money in your account with the card. Note: The GBP card is a Visa Debit Card and the EUR or USD cards are prepaid cards and service is available only for Europe and UK users.

You are also free to use the Wirex app/wallet to send, receive, and control money worldwide.

Note, that all standard fees are applicable to Wirex Bitcoin debit cards, and registration is not anonymous.

3. Cryptopay Bitcoin Debit Card

Cryptopay Bitcoin Debit Card

Cryptopay was founded in October of 2013, and it is a wallet and payment platform where merchants and consumers can transact with each other.

Cryptopay Bitcoin Debit Card
Supported CurrencyUSD, EUR, GBP
Has An AppYes
Physical CardYes
Virtual CardYes
Card TypeVISA

Cryptopay issues Bitcoin debit cards which are a low commission. They are delivered worldwide free of cost within 3-10 days. They are issued in both physical and virtual card forms.

No ID verification is required to order your Cryptopay Bitcoin debit card, but it is not anonymous, as your name and email ID are required for registration.

It is accepted anywhere Visa debit cards are accepted.

Plastic Card Fees:

Virtual Card Fees:

Virtual Card Fees

4. Crypterium (Also support Brazil, India and more)

Note: This card is not available at this moment. I will update this guide when they resume Bitcoin debit card services.

If you are from a country where no one serves Bitcoin debit cards, you might be in luck with Crypterium pre-paid debit card. We have a lot of CoinSutra users from India, Brazil, Nigeria and a few other similar countries who are able to get hold of Bitcoin debit card using Crypterium service. Crypterium debit card is powered by Union pay (UnionPay prepaid card) which is one of the popular banking services in Southeast Asia. Read Complete Crypterium review.

Using the UnionPay prepaid card, you can buy products online and offline. You can also withdraw funds from ATM around the globe using Crypterium card.

Few things to know:

  • You can order the card from Crypterium mobile app
  • Right now, only one card is available which cost about $9 + delivery charges.
  • Delivery is managed by DHL (If you opt for paid one)
  • After placing the order, it can take 2-3 weeks for the card to be dispatched.
  • The card reload takes 3-1 month.

Note: After using this card, it could not fulfill as promised. It’s better to opt for other options listed in this resource.

5. Nexo Card

Nexo is one of the unique services in this list that physical card and also offers free Virtual cards for safe online purchase. Nexo wallet ( custodial wallet) offers zero transaction fees and you can easily use your existing funds to use with your card. There is no monthly/annual fees, no FX fees.

Features of Next card:

  • Freeze and Unfreeze your card with a single tap.
  • Create free virtual cards for online purchases
  • Cashback on all purchases
  • Payment in local currencies
  • View your Pin and change it at any ATM

6. Uquid Bitcoin Debit Card

Uquid is a multi-cryptocurrency debit card issued by a UK-based company. It supports more than 40 cryptocurrencies (including Bitcoin).

You can top-up your debit card using popular currencies like Bitcoin, Ethereum, Ripple, Litecoin, Monero, Dash, Augur, MaidSafeCoin, Steem, and Dogecoin.

Uquid Bitcoin Debit Card
Supported CurrencyUSD, EUR, GBP
Has An AppYes
Physical CardYes
Virtual CardYes
Card TypeVISA

Your card is shipped free to 178 + countries with no extra fees. It reaches to you within 2-3 working days, which is faster than its peers.

The card is available in both virtual and physical forms and provides you with the highest Bitcoin market price while converting your BTCs into GBP, EUR, or USD.

Which Bitcoin Debit Card To Choose?

Nowadays, many financial startups are coming up with more and more crypto debit cards.

So how do you decide the best for you among so many available options?

In my opinion, you should look out for the following things before choosing your Bitcoin debit card:

  • Do they serve in your country?
  • Is the fee structure reasonable?
  • Is it a VISA/MasterCard?
  • Are their software wallets free of bugs?
  • Are there additional fees?
  • Is the startup well-funded?
  • What’s the company’s background?

MCO visa card seems to be the top Bitcoin debit card at this moment.

The others we’ve listed above are all highly reputable and will provide you with great Bitcoin debit card service. But it’s always advised to do your due diligence.

Now we would like to hear your experience of using Bitcoin debit cards. Which card are you using? Which card do you recommend? Do let us know in the comments section below!

And if you found the post useful, do share it with your friends on Twitter & Facebook!

For further reading:

23 thoughts on “The Best, Safest, And Most Reliable Bitcoin Debit Cards”

  1. j

    Hi, I am using Spectrocoin debit card. I like the fact that you can use DASH to send to Spectrocoin to recharge the card. (You can use Bitcoin also, but Dash transactions are so much faster and cheaper.)

    The fees are lower too and I did not any payment problems so far.

  2. N

    As of October 15, 2017, any bitcoin debit card issued by Wave Crest will be deactivated outside the European region. Now, I’m scrambling for a new card as I am on Belize, Central America and there are no BTC machines available here and cash is still king. For many of us unbanked, bitcoin is a no-brainer to me. I’ve heard rumors MasterCard is going to offer a card, but I haven’t seen any offers yet. They’d better hurry!!!

  3. N

    I find your article outdated.

    For those of us who ‘need’ plastic cards, most of the companies you listed above will have their customers’ Visa cards de-serviced as of October 15, 2017 for all countries outside the European Union:

    SpectroCoin, Xapo, Wirex and Uquid.

    I’ve been in touch with all of them and they are searching or in talks with new vendors to cover the rest of the world.

    Wirex will be offering a ‘contactless’ card, which means the merchant has to have a scanner to be used with a smartphone–not available on Belize yet.

    Uquid will not accept my US Passport to verify my account, but the other 3 have.

    I keep looking, but will be informed by the above companies as soon as a solution is found.

    1. p

      Thank you I am looking to, there was one, but looks like it is based in germany and I’ve just looked it up and that is spectocoin so they are out too. Damn it. I woill let you know if I find anything.

      1. N

        Thanks, Paul. I have looked at Uquid and Cryptopayme, same boat without any oars.

        Wirex presented a webinar last week that they were taken by surprise and are working on a Contactless card, but nothing concrete yet. Many of us on the webinar voiced that we need a plastic card too, that the contactless won’t help us to withdraw from ATMs. All I know is they’re working on it.

  4. p

    They are based in England and will be using wavecrest and therefore will shut down after 10th October outside EU.

  5. K
    Kagwiria Kimathi

    Is there a card that serves most global countries especially in Africa? I see most are limited to countries they serve

  6. A

    i wouldn’t recommend UQUID to anyone really , they let you deposit money in their account only not to even be able to purchase a virtual debit card whatsoever , my money is still in my uquid account and i have nothing i can do with it except to recharge my mbile phone with the balance . find other btc debit cards providers elsewhere or get scammed .

    1. B

      Thanks! Fortunately I got hung in the process of verifying because it wouldn’t accept my South American phone numbers as valid. I was doing this even though the web site doesn’t pass the “smell test.”

  7. A

    Well, anything for saudi arabia? These cards boasting worldwide delivery barely list 50 countries in their card delivery sections.

  8. P

    Currently I have tried all of them and only wirex is legit, all the rest are still waiting to issue their card for some reasons. I have registered on all.

  9. E


    How are you?

    Does Cryptopay still issue their debit cards to Australia, please?

    Thank you very much and have a nice day.


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