Ripple (XRP) Wallet – Best Wallets For Ripple

Ripple (XRP) is currently the second-highest cryptocurrency in the market by market cap.

In the past month, the price has gone up by +977% & people who have invested in XRP are making a great profit.

If you are planning to buy Ripple (XRP), you may have a couple of questions:

  • Where should you store XRP?
  • What wallet supports XRP?
  • How to buy XRP?

Read the new article: Best Websites to buy XRP (Ripple)

Here are the exchanges from which you can get Ripple :

  • Binance (They are offering limited registrations, so if you able to register then it’s your lucky day)
  • CEX: If you want to buy XRP directly using your credit/debit card, this is the best solution as of now.
  • Changelly: The fastest way for you to convert BTC or ETH or other cryptos to XRP. Something everyone is loving.

Update: I have updated the list of XRP wallets and removed a few wallets like Gatehub and one more as a lot of users have complained about losing their funds. At this moment (June 2020), below listed wallets are best we got to store XRP. I use the first one.

In this guide, I will help you understand everything you need to start holding XRP.

I have also shared some of the best XRP wallets in the market that are safe, secure, and trusted by other cryptocurrency enthusiasts like you.

Let’s start with where can you get XRP…

Where can you buy XRP?

There are many places from where you can get XRP.

The best way is to buy Bitcoin & exchange them for Ripple.

  • Changelly is a  popular website to exchange BTC (or other cryptocurrencies) for XRP. Personally, I’m a big fan of Changelly.
  • Another method is to use an exchange like Binance & buy XRP using Bitcoin or USD.

Once you have finalized the way you want to get XRP, the next thing to figure out is where to store them.

Here are exchanges from where you can get XRP:

XRP Wallets: Best Wallet For Ripple Cryptocurrency

Before I share about top wallets for XRP, you need to know one important thing:

Unlike Bitcoin wallets which are free, Ripple wallets require you to have 20XRP to book your wallet address.

So if you add 1000 XRP to your Ripple wallet, 20XRP will be used to book the wallet address. This is one reason you don’t want to use multiple wallets for XRP (unless required).

Pick the right wallet from day one so that you don’t end up losing 20XRP on various wallet addresses.

Do remember, there are various kinds of cryptocurrency wallets & you can Best Bitcoin Wallets.

Ledger Nano S

Ledger Nano S

Ledger Nano S is a hardware wallet that has recently added support for XRP.

Being a hardware wallet, it is one of the best ways to store your cryptocurrency as it offers great security, ease of use, and you can carry it with you anywhere.

I recommend Ledger Nano S as it supports many popular cryptocurrencies including:

Dash, BTC, ETH/ETC, Stratis, Zcash, and now it supports XRP.

You should order it from the official site here & it will take 4-7 days to have it delivered to your doorstep. Here is a video demo of Ledger Ripple wallet:

Toast Wallet

Toast Wallet is a free open-source XRP wallet which anyone can use.

The creators of this wallet say “simple enough for your grandma but safe enough for a Swiss banker”.

The good thing about this wallet is that it is a non-hosted wallet where you are always in control of your private keys.

As of now, Toast wallet is available on Android, iOS, Windows & Mac.

Atomic XRP Wallet

Atomic Wallet is a free non-custodial desktop application that supports XRP along with other 300+ cryptocurrencies.

It’s noteworthy that Atomic enables users to not only manage their XRP, but also exchange XRP via a built-in exchange engine powered by Changelly and buy XRP for a bank card.

These features are provided in a simple interface protected by a mnemonic seed. The seed is generated after the first launch of the application and requires you to store it safely.

You fully control your funds, and your private keys become encrypted on your device and never leave it.

Download Atomic Wallet

Guarda Wallet

Guarda is a popular non-hosted Ripple wallet that you can use. The wallet has been around for a while and you can download it for all major platform including Windows, Linux, and Mac.

It is a lightweight and secure wallet where you control the key. Getting started is easy and you are the complete owner of the wallet.

Download Guarda Wallet


Exarpy is another non-hosted Ripple wallet that is accessible from any web browser.

Using this wallet you can store/receive/send any amount of Ripple without any third-party involvement.

But this wallet is paid wallet and charges 0.025 XRP per transaction and this includes the Ripple network’s fee too. is not a typical XRP wallet but it’s a full-fledged exchange. They offer a mobile app that makes it easier for us to send/receive and also trade XRP coins from the mobile phone. They are one of the few high-quality exchanges that are currently accepting new registrations.


Binance is a fast-growing exchange that started in the mid of the 2017 year and is rapidly adopting many new cryptocurrencies for its users. If you want to get XRP right now, you can use Binance to get an XRP wallet.

However, you should not store your XRP for more than 1-2 days on an exchange (any exchange) as exchanges can shut down or go into issues at any time and put you at risk of losing your stored coins.

When I needed to get ahold of XRP urgently, I used Binance to convert my bitcoins into XRP & stored them in my Binance wallet.

Another good thing while buying and storing your XRP from Binance is that you can claim your 50% discount on the trading fee when you exchange BTC or ETH to XRP.

You can, later on, transfer these XRP to the Ledger Nano S (or any other hardware wallet that supports XRP).

With time, I expect more popular wallets to integrate XRP & make it easier for us to store Ripple.

However, for now, these are the top Ripple wallets that you can start using right away.

If you are someone who is investing in cryptocurrencies, I would recommend you to just order Ledger Nano S hardware wallet which ensures that you remain in total control of all of your coins.

Note: Binance & Gate both are exchanges that buy/sell XRP and have their inbuilt exchange wallet too. We don’t recommend you to hold your XRP in these inbuilt wallets for more than 1-2 days assuming you are lucky enough on those days. So use these exchanges as wallets for a long term at your own risk. Also, Toast Wallet and Exarpy wallets for Ripple are suggested by our community members and we have not used both of them yet but they look legit enough after a litmus test.

Have a question about storing XRP? Let me know in the comments section below. Also, what’s your prediction for Ripple in the coming days?

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284 thoughts on “Ripple (XRP) Wallet – Best Wallets For Ripple”

  1. Rajat Mathur

    Hi, Can anyone please answer this question..

    I am a new investor and would like your expert advise.


    1. rajat mathur

      In India they have stopped opening new wallet.Kindly suggest best wallet and how can we directly purchase ripple.

      Also can i purchase Ripple directly to the wallet by paying through Credit or Debit Card ?


      1. Harsh Agrawal

        You can buy Ripple from Debit/Credit card using

        1. Nihal Latheef

          Dear Rajat,

          Arent you unaware of the fact that has temporarily suspended all new user registrations?

  2. David

    Re: best wallet . – Can I transfer my newly purchased XRP on Bitsane exchange into a newly established GateHub account ? Thanks.

  3. Emma

    Can I store ripple on an other wallet like trezor? Because ledger is rested to the 20/3
    Thann you for your answer

    1. Sudhir Khatwani

      Trezor doesn’t support XRP yet!!

  4. jadak

    I just created gatehub wallet for ripple wallet
    I want to use bitcoin from coin base to add funds in gatehub and want to buy some ripples

    cannot find any option in coinbase where I can sent bitcoin from coinbase to gatehub wallet for ripple
    also Gatehub wallet asking me to deposit funds as now it is disable
    I tried all the way but cannot
    please advise

  5. phillio

    Well, I hate to burst your bubble but the Nano S hardware and Ledger Ripple Wallet don’t connect. You can go to numerous forums and read all about it. The development of the Ledger Ripple/Nano S was rushed and now the price is being paid. Every coin other than XRP works perfectly with the hardware, but XRP is bug infested..beware before you order.

  6. Mark

    I am still not clear about the 20xrp requirement for a wallet to store ripple. Is this a cost or just a minimum balance. ie. Do I lose 20xrp if I sell or trade. I only have 168xrp so 20 would be more than 10%

    1. Sudhir Khatwani

      Will be sharing a post soon on this, clarifying everything.

  7. Abhijeet

    Hi Harsh,
    “Unlike Bitcoin wallets which are free, Ripple wallets require you to have 20XRP to book your wallet address.”
    Can I withdraw this 20XRP if I am closing the wallet in future. Basically Is it lanalogus to one time opening charge or is it like maintaining a minimum balance and can be withdrawn upon closure.

    1. Sudhir Khatwani

      No, you can’t withdraw that’s the minimum reserve balance you need to maintain to use Ripple

  8. jax

    So is there no other option for storing besides exchange (not advisable) or ledger hardware? No online or paper wallet options?

  9. gagan deep SINGH


  10. Christoffer

    How would you transfer XRP from a paper wallet to e.g. Binance or another platform in order to cash out your ripple?

  11. Haider

    I have 488 xrp on binance, I intend to purchase more in the coming weeks, up to a thousand, what do you recommend? Ledger is delayed delivery until march 21st, I intend to hold my coins for the long term.

    1. Harsh Agrawal

      If you buying XRP just for investment gain, then I recommend you should consider other options. Here are a few that I could recommend for you ( plz DYOR)

      1. Nilesh Chikane

        Yes, that right but if you have a huge gain in cryptocurrency you should take a risk in Low market cap coins.

    2. John Umeozor

      hey please what platform do you use for xrp

    3. James Chokas

      Can we buy Ripple from USD on binance?

      1. Sudhir Khatwani

        No, the only crypto to crypto purchases is allowed.

  12. Haider

    I agree with you – will spread to some of those coins like TRX KMD and NEO, however I still need a wallet for my XRP – there is no ledger until march and people have had their ripple stolen from coinpayments.

  13. Sunilkumar

    XRP won’t go beyond 12-18$ in its whole life.. and in 2018 max it already touched 4$ and fallen down… But if anyone invest in other currency like ETH or BCH or BTC… then they surely going to be rich one day

  14. Sunilkumar

    From Binance it’s tough to withdraw your ripple or any currency if you are not Chinese… it’s tough…you need Chinese phone number for 2FA.. So be careful and get proper information on how to withdraw from binnance.

    1. Sooo Yaaa

      really? I’ve moved ETH pretty easily from there

  15. Frank

    In your article you said not to store XRP on an exchange for more than a day or two but you also said you can buy XRP on Binance and store them in their wallet.
    Is their wallet different than their exchange?

    1. Sudhir Khatwani

      No, they have their inbuilt exchange wallet only. And as a general rule don’t keep in exchange wallets for too long if you have significant amounts!!

  16. Ok, So if i open an account on That one works both as an exchange and Wallet ? Did I understand that correctly. ?

    1. Sudhir Khatwani has a wallet but it exchange’s wallet that doesn’t give your private keys.
      So if you are having significant amount then store it on Ledger Nano S.

  17. akbar

    Hi guys
    I create a wallet on “” but I haven’t buy ripple with this account because I don’t trust this account .please help me .
    thank you

    1. Sudhir Khatwani

      When you don’t trust why are you wasting time. Register on Binance and buy it from there in exchange of BTC.

      1. pramod

        binance is not allowing new users…any other options available?

        1. Gigi

          Yes Binance accepts new users everyday. There is a small window each day where they accept new users.

  18. Hi.
    I want to to buy Ripple for investment gain. I have looked at Iq options, and cinsidering buying from there. But I dont understand the wallet consept? do i need wallet if I am buying from IQ option, and wich wallet should I use?

  19. Gigi

    I have some XRP in a paper wallet but now have a Ledger Nano. How can I transfer my ripple from the paper wallet to my Ledger without high fees of 20 xrp which add up to about $40 usd. Great article. Thx.

  20. Kavitha Ravinuthala

    I am using toast wallet for storing toast wallet safe?

  21. Homayoun

    Hi Sudhir,

    thanks for your investement. I appreciate your work!

    As of now Ledger is sold out as a wallet until end of March. Should I wait and then buy it from the official site?
    Ebay sells it for twice the price, would you still recomment to buy it then there for now?
    If not can you recommend another wallet for storing XRP?

    Thanks Sudhir!

    1. Sudhir Khatwani

      Buy it from official website only..Many scams going on
      You can use this wallet until then I have not used it but recommended by a community member Akhbar, in the comments above.

  22. Sayani

    Hi, Following your suggestions I have opened an account with Gatehub .net to keep Ripple XPR in Ripple Wallet. Although I have been able to open an account, but when uploading Bank statement and Passport scanned JPEG files I am getting below error:
    “We need the following documents to complete identity verification. Please note that only documents written in Latin letters are supported.”

    Any idea what is wrong? and what should I do get my Identity document verified to start using Gatehub wallet?

    Please help with your instructions on this.

    Thank you.

    1. Sudhir Khatwani

      Gatehub is different and is different. Go for

    2. meho

      gatehub is buggy shit with criminal fee… Don’t use that shit

  23. Robert F Fahy

    I have my XRP’s in a Ripple wallet on my laptop. Can I access that wallet from another one of my laptops? My concern is what happens if my laptop crashes for some reason?

    1. Sudhir Khatwani

      You must have saved your seed keys or private keys of Ripple. That will help you access Ripple in case your wallet crashes.

      1. Robert F Fahy

        Thank you. I have them just in case. But I guess the answer is the wallet can only be accessed from the laptop where it was installed. Correct?

        1. Sudhir Khatwani

          As long as you have the seed or private key you can restore your wallet anywhere you want and that too any number of times.

  24. J. Lowell

    I recommend to sell bitcoins on liviacoins .com It allows to get paid directly to credit card, cash transfer, or bank transfer.

  25. Gagan

    Sir what laptop wallet do you recommend to store ripple. Please assist as i have a few that i would like to save and ledger is not available.

    1. Sudhir Khatwani

      Some wallets are listed above and few are suggested in the comments by our dear community members, though we have not used them yet.

  26. hareesh

    any offline wallet for XRP like Jaxx. I am hesitant to put my XRP in3rd party online wallets for longterm storage and i dont want to invest in a hardware wallet yet. what in your opinion should work ?

    1. Sudhir Khatwani

      Some wallets are suggested by community members, you can read in the comments above but we have not tested them yet!


    sign up with gateio
    buy bit coin on gateio
    exchange bitcoins for ripples on gateio
    store ripples on usb stick wallet nano s

    would that suffice , is the above correct ?

  28. Oinwachukwu

    Good day.
    Great article 👏🏻
    I’m confused about which crypto wallet to use. Binance or
    Which can I buy and store in the same app?
    How about kraken?
    Would be much happier if you reply me.

    1. Sudhir Khatwani

      These are not proper wallets. Use wallets like Ledger Nano S for significant holdings

  29. Yu Chi Shing

    Hey, what should I do and store XRP before Ledger Nano S delivery arrive? Thanks

  30. Sayani

    Nano hardware wallet is good if we become a big investor gradually, bur for Indian starters it is too costly. Which desktop and which online/app wallet do you suggest for small investors to use to keep BTC XPR ETH safeky?

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